There are some habits that help you to become an overall happier, smarter, and more well-rounded person. When life gets busy and we feel pressed for time, it can be easy to let some of these enriching habits fall by the wayside. That’s a real shame because taking time to recharge ourselves in ways that are enjoyable can have a tremendously positive impact on our energy levels, outlook, and attitude. Reading is a simple habit that can improve your life in so many ways. Take a look at some reasons why you should rekindle that reading habit.
Your brain needs exercise to stay sharp. You either use it or lose it. A House With Four Rooms advocates for a visit to your Mental Room...and reading is a great way to maintain mental stimulation and "air" out your room. You keep your mind busy during the process of reading and use various thought processes while interpreting the material. Reading is a wonderful way to keep your...
One area where many of us overspend is entertainment. After working hard at our jobs and taking care of other responsibilities, we want to do fun things in our spare time. It’s even better when we can spend this time with the important people in our lives.
Entertainment costs can really add up, but they don’t have to. Now’s a good time to change your mindset and realize there are a lot of things you can do for free. Here’s a list of fun things to do that don’t cost a thing to get you started:
Personal finance is something many of us know little about. Sure, we pay our bills, save some money, and maybe invest a bit; however, in order to thrive financially, it’s important to really understand the power of money and our relationship with it, along with how it works and what it can do for us in the future. This post will give you a quick view of the importance of personal finance and how you can start educating yourself about it in order to manage your own financial future.
Why Personal Finance Is Important
When you understand how money works, you’ll have a better idea of how to manage your own supply of it. This will give you peace of mind and security that you’re doing all you can to put yourself in a good position. You’ll also be able to take charge of your finances. Knowing the value of a dollar and how it works will give you the incentive to truly save all you can and make...
Once you create a budget and get used to sticking to it, you may feel like you’ve got everything under control and can just cruise on autopilot from here on out. Unfortunately, it doesn’t quite work that way. Becoming complacent in your budgeting and with your spending ensures you will miss opportunities to save and to manage things better. Your expenditures are constantly evolving and changing. That’s why it’s crucial that you review your spending habits regularly. Look below to learn more about this practice.
A review is really a very simple process. It simply requires that you look over your budget every few months to see if there’s anything you could tighten up or tweak. As our lives change, we may find we add items to our expenditures. It’s easy to move forward and take those things for granted. A review lets you analyze your budget to ensure that your money is still going to things...
There’s no better time than now to think about making a little money on the side. Today’s gig economy is flourishing. Technology like the internet, smartphones, and apps make it possible to work anytime and anywhere. Even if you have a full-time job, finding ways to make extra money is possible. Here are some ways you can find time to sneak in a side hustle here and there:
Take Advantage of Every Moment
No matter what your side gig is, there are bound to be small tasks you can do in short increments of time. Perhaps you can take on tasks like planning blog posts or drafting correspondence during your morning subway commute. Use your lunch hour to make some much-needed phone calls or knock out a quick freelance job on a site like Fiverr. Pick up some driving gigs on the weekend for Uber. Always try to squeeze in a little work in those spare minutes.
Schedule It In
If you’ve got a full schedule, finding the...
Adopting new habits involves changing your perspective and your mindset. Simple changes and tweaks can make a big difference in the quality of your life. Rather than look at ways to stop spending money, you can consider making some modifications to your routine. One such modification is to sell something you already own before buying something new. This simple habit can save you a great deal of money over time. It can also be a fun, rewarding, and challenging practice. Let’s take a look at how it works.
Make a Swap
So, you decide you’d like to add some new clothes to your wardrobe. That’s great. Everyone needs a change now and again. One thing we all know, though, is that we probably don’t even wear half of what’s in our closet already. There are a lot of resources out there that allow you to sell your barely worn apparel at decent prices. Why not take...
Hopefully, you've been following this series and now you’ve set up a budget, you have a better understanding of just where your money goes each month. Perhaps you’ve made some changes already in your spending and saving habits based on the topics we’ve covered so far. That’s fabulous. Today, we’re going to look at just three simple ways you could save a ton of money without much effort at all. Give these three small changes a try, and you could save hundreds of dollars each month. Every little bit really does add up.
Pare Down Services and Subscriptions
Make a list of all the subscriptions and services you pay for each month. Be forewarned, there may be more than you realized. Things that fall in this category include meal kits, personal styling clubs, magazine subscriptions, streaming services, premium cable plans, music services, and more. Once you’ve made your list, it’s...
We’ve talked a lot about breaking your goals down into smaller steps in order to make them easier to manage and to avoid overwhelm. I truly think it’s one of the best strategies for staying on track and maintaining your motivation when striving to make changes in your life. Living your best life requires strategy and intention. Taking a ‘baby steps’ approach with consistent small actions and changes offers a number of benefits. Take a look:
It’s Easier to Get Started
Finding the motivation to make big changes is hard. Sometimes you don’t know where to start because it all seems so overwhelming. That’s when people will often decide to just throw in the towel. If you come up with a plan to take small steps each day, your chances of success will increase. It will seem less intimidating to begin, and you’ll soon gain momentum that keeps you forging...
One of the biggest obstacles to good financial health is the impulse buy. This concept may seem so innocent...a simple purchase here or there shouldn’t really make a difference, right? Unfortunately, these unplanned purchases can become a habit that adds up to a great deal of lost money, along with a ton of regret.
Making consistent impulse buys can have a significant impact on your financial health. As we all know, bad habits are hard to break. They tend to add up and snowball. One poor decision can lead to others. That’s why breaking the impulse buy habit is so important. Fortunately, these tips can help you to make wiser spending choices in the future and gain better control over your finances.
One way to not spend without thinking is to avoid the places where you tend to make the most impulse buys. This can be the mall, your favorite beauty retailer, or online stores. If you don’t expose yourself to...
Pay yourself first...that’s just one habit to start you off in maintaining financial health. Part of your monthly budget should include a savings. There are always things you may find you need money for in the future. Perhaps it’s a planned expense, such as a vacation or a new car. Often, it’s something unexpected. Getting in the habit of setting money aside gives you peace of mind and allows more flexibility.
Saving can be really difficult, though. This is especially true if money is tight to begin with. The benefits make socking away even small amounts worth the commitment. One of the best things you can do for yourself is to get in the habit of saving on a regular basis. Follow these tips to get started.
Pay Yourself First
When just getting started with the habit of saving money, you’ll first need to change your mindset. In the past, it’s likely you spent with little thought, perhaps on impulse. Now is the...
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